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.comparison-section{position:relative;overflow:hidden;color:#fff;background:linear-gradient(140deg,var(--navy),#0c2d67)}.editorial-heading{display:grid;grid-template-columns:1fr .6fr;align-items:end;gap:70px;margin-bottom:44px}.editorial-heading h2,.promo-heading h2{margin:12px 0 0;color:#fff;font-family:var(--serif);font-size:clamp(36px,4vw,54px);line-height:1.08}.editorial-heading p,.promo-heading p{margin:0;color:#b8c9e2}.table-frame{position:relative;z-index:2;overflow:auto;border:1px solid rgba(255,255,255,.15);border-radius:22px;background:rgba(255,255,255,.06);box-shadow:0 30px 80px rgba(0,0,0,.18)}.table-frame table{min-width:900px}.table-frame th,.table-frame td{padding:21px 18px;border-bottom:1px solid rgba(255,255,255,.1)}.table-frame thead{color:#8fe9ff;background:rgba(255,255,255,.1);font-size:10px;text-transform:uppercase}.table-frame tbody th{color:#fff;font-size:14px}.table-frame tbody td{color:#ced9ea;font-size:13px}.table-dot{display:inline-block;width:8px;height:8px;margin-right:9px;border-radius:50%}.table-dot.cyan{background:var(--cyan)}.table-dot.blue{background:#5795ff}.table-dot.violet{background:#a694ff}.table-dot.pink{background:#ff82b5}.table-dot.gold{background:#f2c66e}
.benefit-figures{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:30px 0}.benefit-figures div{padding:21px;border:1px solid #dce9f6;border-radius:18px;background:#fff}.benefit-figures strong{display:block;color:var(--blue);font-family:var(--serif);font-size:36px;line-height:1}.benefit-figures span{color:var(--muted);font-size:12px}.source-links{display:flex;flex-wrap:wrap;gap:15px;margin-top:25px}.source-links a{display:flex;align-items:center;gap:5px;font-size:12px}.panel-top{display:flex;align-items:center;justify-content:space-between;padding:23px 27px;color:#fff;background:linear-gradient(135deg,var(--blue),#5159e8)}.panel-top span{font-size:12px;text-transform:uppercase}.income-panel table{min-width:0}.income-panel th,.income-panel td{padding:16px;text-align:right;border-bottom:1px solid var(--line)}.income-panel th:first-child{text-align:left}.income-panel thead{color:#677790;background:#f3f7fd;font-size:10px;text-transform:uppercase}.income-panel tr.additional>*{color:var(--blue);background:#f4f8ff}
.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:85px;align-items:center}.photo-stack{position:relative;padding:0 26px 52px 0}.photo-main{height:570px;overflow:hidden;border-radius:22px 90px 22px 22px}.photo-main img{width:100%;height:100%;object-fit:cover}.photo-caption{position:absolute;right:-15px;bottom:0;display:flex;gap:14px;width:310px;padding:22px;color:#fff;background:var(--navy);border-radius:20px;box-shadow:var(--shadow)}.photo-caption svg{flex:0 0 31px;width:31px}.photo-caption span{color:#c2d2e8;font-size:11px}.photo-caption b{display:block;color:#fff;font-size:13px}.split-copy>p{color:var(--muted)}.callout-line{display:flex;gap:16px;margin:28px 0;padding-left:20px;border-left:3px solid var(--cyan)}.callout-line span{color:var(--blue);font-size:10px;font-weight:900;text-transform:uppercase}.callout-line p{margin:0;font-size:13px}.mini-topics{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mini-topics a{display:flex;gap:10px;padding:15px;border:1px solid var(--line);border-radius:14px;text-decoration:none}.mini-topics span{color:var(--muted);font-size:10px}.mini-topics b{display:block;color:var(--navy);font-size:12px}
.promo-section{color:#fff;background:linear-gradient(145deg,#102b63,#102255)}.promo-heading{max-width:820px}.provider-row{margin:48px 0 25px;gap:0;border-block:1px solid rgba(255,255,255,.15)}.provider-row a{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:13px;padding:26px 18px;border-right:1px solid rgba(255,255,255,.15);text-decoration:none}.provider-initial{display:grid;place-items:center;width:38px;height:38px;border-radius:12px;color:#fff;background:rgba(255,255,255,.1);font-family:var(--serif)}.provider-row a span:nth-child(2){color:#9eb1cc;font-size:10px}.provider-row b{display:block;color:#fff;font-size:14px}.promo-context{max-width:960px;margin:0 0 40px;color:#b9c9df;font-size:13px}.free-definition{display:grid;grid-template-columns:.34fr 1fr;align-items:center;padding:34px 43px;border-radius:25px;background:linear-gradient(120deg,var(--blue),#6b58ea)}.hand-note{color:#c9f7ff;font-family:'Segoe Print',cursive;font-size:17px;text-align:center;transform:rotate(-5deg)}.free-definition h3{margin:0 0 7px;color:#fff;font-family:var(--serif);font-size:29px}.free-definition p{margin:0;color:#e9edff;font-size:14px}
.alternatives-grid{display:grid;grid-template-columns:.78fr 1.22fr;gap:70px;align-items:center}.alternatives-copy>p{color:var(--muted)}.feature-list{margin:28px 0 0;padding:0;list-style:none}.feature-list li{display:flex;gap:15px;margin:20px 0}.feature-list li>span{flex:0 0 40px;display:grid;place-items:center;width:40px;height:40px;color:var(--blue);background:#eaf4ff;border-radius:12px}.feature-list p{margin:2px 0;color:var(--muted);font-size:12px}.alternative-photo{position:relative;height:570px;overflow:hidden;border-radius:90px 24px 24px}.alternative-photo>img{width:100%;height:100%;object-fit:cover}.overlay-stat{position:absolute;right:24px;bottom:24px;width:225px;padding:17px 19px;background:rgba(255,255,255,.92);border-radius:16px}.overlay-stat span{color:var(--blue);font-size:9px;text-transform:uppercase}.overlay-stat b{display:block;font-family:var(--serif);font-size:19px}.overlay-stat p{margin:1px 0;color:var(--muted);font-size:10px}
.process{position:relative;display:grid;grid-template-columns:repeat(4,1fr);margin:0;padding:0;list-style:none}.process:before{content:"";position:absolute;top:50px;right:12%;left:12%;border-top:1px dashed #a4bddc}.process li{position:relative;padding:0 22px;text-align:center}.process li>span{position:absolute;z-index:2;top:-5px;left:calc(50% + 31px);display:grid;place-items:center;width:28px;height:28px;color:var(--blue);background:#fff;border-radius:50%;font-size:9px}.process-icon{position:relative;display:grid;place-items:center;width:90px;height:90px;margin:0 auto 22px;color:var(--blue);background:#fff;border-radius:30px;box-shadow:0 15px 40px rgba(7,26,61,.08)}.process-icon svg{width:35px}.process h3{font-size:16px}.process p{color:var(--muted);font-size:12px}.documents-grid{display:grid;grid-template-columns:.65fr 1.35fr;gap:75px}.documents-grid h2{color:#fff}.document-list{display:grid;grid-template-columns:1fr 1fr;gap:15px}.document-list>div{display:flex;gap:15px;padding:20px;border:1px solid rgba(255,255,255,.1);border-radius:16px;background:rgba(255,255,255,.075)}.document-list p{margin:0;color:#aebfd8;font-size:11px}.document-list b{display:block;color:#fff;font-size:13px}
.red-grid{display:grid;grid-template-columns:.65fr 1.35fr;gap:80px}.red-grid>div>p{color:var(--muted)}.fcc-link{color:var(--blue);font-size:13px;font-weight:800}.red-grid ul{margin:0;padding:0;list-style:none}.red-grid li{display:flex;gap:16px;padding:16px 0;border-bottom:1px solid var(--line);color:var(--muted);font-size:13px}.red-grid li svg{flex:0 0 22px;color:#e65d78}.scenario-heading{display:grid;grid-template-columns:1fr .75fr;gap:70px;align-items:end;margin-bottom:45px}.scenario-heading>p{color:var(--muted);font-size:13px}.scenario-tag{position:absolute;top:25px;right:20px;padding:5px 7px;color:var(--violet);background:#f0ecff;border-radius:999px;font-size:8px;text-transform:uppercase}.avatar-a{background:linear-gradient(135deg,#e86e9e,#7259ef)}.avatar-b{background:linear-gradient(135deg,#1aaaca,#1268f4)}.avatar-c{background:linear-gradient(135deg,#755ee5,#29439e)}
.faq-grid{display:grid;grid-template-columns:.55fr 1fr;gap:85px;align-items:start}.faq-intro{position:sticky;top:130px}.faq-intro>p{color:var(--muted)}.accordion details{border-bottom:1px solid var(--line)}.accordion summary{position:relative;padding:22px 48px 22px 0;list-style:none;color:var(--navy);font-size:15px;font-weight:800;cursor:pointer}.accordion summary span,.accordion summary span:after{content:"";position:absolute;top:50%;right:8px;width:15px;height:2px;background:var(--blue)}.accordion summary span:after{top:0;right:0;transform:rotate(90deg)}.accordion details[open] summary span:after{transform:none}.accordion details p{margin:-5px 45px 22px 0;color:var(--muted);font-size:13px}.cta-panel{position:relative;height:570px;overflow:hidden;border-radius:36px}.cta-panel>img{width:100%;height:100%;object-fit:cover}.cta-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,18,43,.97),rgba(4,18,43,.8) 38%,rgba(4,18,43,.04) 75%)}.cta-copy{position:absolute;top:50%;left:7%;width:48%;color:#fff;transform:translateY(-50%)}.cta-copy h2{color:#fff}.button-light{color:var(--navy);background:#fff}.sources-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px}.sources-grid ul{columns:2}.footer-top{grid-template-columns:1.7fr repeat(3,1fr);gap:50px}.footer-top h2{margin:5px 0 16px;color:#7ee4ff;font-family:var(--sans);font-size:11px}.footer-top>div:not(:first-child) a{display:block;margin:9px 0;color:#a8b8cf;font-size:12px;text-decoration:none}.footer-brand p{margin-top:18px}.footer-bottom{display:flex;justify-content:space-between;gap:40px;margin-top:50px}
@media(max-width:780px){.wrap{width:min(100% - 30px,600px)}.primary-nav{top:72px}.primary-nav.open{display:flex}.nav-open{overflow:hidden}.hero{min-height:0;padding-top:35px}.hero-grid{display:grid;grid-template-columns:1fr;gap:5px;min-height:0;padding-block:20px 0}.hero-visual{min-height:470px}.image-blob{inset:5px 5px 30px 20px}.eligibility-card{left:0;bottom:15px}.device-card{right:0;top:30px}.date-row{gap:13px}.date-row span+span{padding-left:13px}.hero-proof{width:100%;height:auto;margin:0;padding:20px;flex-wrap:wrap;gap:13px;border-radius:0}.hero-proof span{width:100%;text-align:center}.answer-grid,.decision-grid,.lifeline-grid,.split-grid,.alternatives-grid,.documents-grid,.red-grid,.faq-grid,.sources-grid{grid-template-columns:1fr;gap:38px}.answer-box{padding:25px 22px}.decision-title,.faq-intro{position:static}.pathway-grid{grid-template-columns:1fr}.pathway-grid .pathway{min-height:290px;padding:25px 22px 65px;border-radius:18px;background:#fff}.editorial-heading,.scenario-heading{grid-template-columns:1fr;gap:13px}.table-frame{margin-right:-15px}.benefit-figures{grid-template-columns:1fr}.table-scroll{overflow:auto}.income-panel table{min-width:540px}.photo-stack{padding-right:0}.photo-main{height:420px}.photo-caption{right:0;width:280px}.mini-topics{grid-template-columns:1fr}.provider-row{grid-template-columns:1fr}.provider-row a{border-right:0;border-bottom:1px solid rgba(255,255,255,.15)}.free-definition{grid-template-columns:1fr;padding:30px 25px}.hand-note{text-align:left}.alternatives-grid{display:flex;flex-direction:column}.alternative-photo{order:-1;width:100%;height:390px}.process{grid-template-columns:1fr 1fr;gap:35px 10px}.process:before{display:none}.document-list{grid-template-columns:1fr}.cta-panel{height:600px}.cta-panel>img{object-position:64% center}.cta-shade{background:linear-gradient(0deg,rgba(4,18,43,.96),rgba(4,18,43,.68) 52%,rgba(4,18,43,.04) 88%)}.cta-copy{top:auto;right:25px;bottom:30px;left:25px;width:auto;transform:none}.sources-grid ul{columns:1}.footer-top{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:10px}}
@media(max-width:430px){.hero-visual{min-height:420px}.image-blob{inset:0 0 24px 15px}.device-card{right:-5px}.panel-top{align-items:flex-start;flex-direction:column}.process{grid-template-columns:1fr}.cta-panel{height:620px;border-radius:24px}.footer-top{grid-template-columns:1fr 1fr}}

/* V4 focused section redesign: eligibility, decision checks, verification, documents */
.section.pathways{display:block;background:radial-gradient(circle at 88% 12%,rgba(30,197,239,.11),transparent 24%),linear-gradient(180deg,#f8fbff 0%,#edf6ff 100%);padding-block:96px}
.section.pathways .wrap{display:block}
.section.pathways .section-heading{max-width:820px;margin:0 auto 44px;text-align:center}
.section.pathways .section-heading h2{margin:10px 0 12px;color:#071a3d;font-family:var(--serif);font-size:clamp(34px,3.6vw,50px);line-height:1.08;letter-spacing:-.035em}
.section.pathways .section-heading p{max-width:680px;margin:0 auto;color:#526985;font-size:15px}
.pathway-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.pathway-grid .pathway{--accent:#1268f4;--tint:#eaf3ff;position:relative;display:flex;flex-direction:column;min-height:360px;padding:28px 26px 24px;overflow:hidden;border:1px solid #d7e5f5;border-radius:24px;background:linear-gradient(180deg,#fff 0%,#fbfdff 100%);box-shadow:0 16px 38px rgba(7,26,61,.08);color:#102447}
.pathway-grid .pathway:before{content:"";position:absolute;left:0;right:0;top:0;height:5px;background:linear-gradient(90deg,var(--accent),#1ec5ef)}
.pathway-grid .pathway:after{content:"";position:absolute;width:110px;height:110px;right:-45px;top:-48px;border-radius:50%;background:var(--tint);opacity:.75}
.pathway-grid .path-b{--accent:#14a978;--tint:#e5f8f1}.pathway-grid .path-c{--accent:#7259ef;--tint:#f0edff}.pathway-grid .path-d{--accent:#e7941d;--tint:#fff1dc}
.pathway-grid .icon-shell{position:relative;z-index:2;display:grid;place-items:center;width:54px;height:54px;margin:2px 0 28px;border-radius:16px;background:var(--tint);color:var(--accent)}
.pathway-grid .icon-shell svg{width:27px!important;height:27px!important;min-width:27px;stroke:currentColor!important}
.pathway-grid .path-number{position:absolute;z-index:2;right:22px;top:24px;color:var(--accent);font-size:12px!important;font-weight:900!important;letter-spacing:.12em!important}
.pathway-grid .pathway h3{margin:0 0 10px;color:#071a3d;font-family:var(--serif);font-size:26px;line-height:1.1}
.pathway-grid .pathway p{margin:0 0 22px;color:#5b708c;font-size:13.5px;line-height:1.68}
.pathway-grid .pathway a{position:static!important;display:inline-flex;align-items:center;gap:7px;margin-top:auto;color:var(--accent)!important;font-size:12px;font-weight:850;text-decoration:none}
.pathway-grid .pathway a svg{width:16px!important;height:16px!important;min-width:16px}

.decision-section{background:#fff;padding-block:96px}
.decision-section .section-heading{max-width:800px;margin:0 auto 38px;text-align:center}
.decision-section .section-heading h2{margin:10px 0 12px;color:#071a3d;font-family:var(--serif);font-size:clamp(34px,3.4vw,48px);line-height:1.1}
.decision-section .section-heading p{max-width:690px;margin:0 auto;color:#5d718b}
.decision-check-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.decision-check-grid article{position:relative;min-height:330px;padding:30px 28px 26px;border:1px solid #dbe7f4;border-radius:22px;background:#fff;box-shadow:0 14px 34px rgba(7,26,61,.07);overflow:hidden}
.decision-check-grid article:before{content:"";position:absolute;inset:0 0 auto;height:6px;background:linear-gradient(90deg,#1268f4,#1ec5ef)}
.decision-check-grid article:nth-child(2):before{background:linear-gradient(90deg,#1ec5ef,#14a978)}
.decision-check-grid article:nth-child(3):before{background:linear-gradient(90deg,#7259ef,#c177ef)}
.decision-check-grid .avatar{display:grid;place-items:center;width:48px;height:48px;margin:0 0 22px;border-radius:15px;color:#fff!important;background:linear-gradient(135deg,#1268f4,#1ec5ef)!important;font-family:var(--sans);font-size:12px;font-weight:900;box-shadow:0 10px 22px rgba(18,104,244,.18)}
.decision-check-grid article:nth-child(2) .avatar{background:linear-gradient(135deg,#14a978,#1ec5ef)!important}.decision-check-grid article:nth-child(3) .avatar{background:linear-gradient(135deg,#7259ef,#b86aef)!important}
.decision-check-grid h3{margin:0 0 11px;color:#071a3d;font-family:var(--serif);font-size:23px;line-height:1.18}
.decision-check-grid p{margin:0;color:#5c708b;font-size:13px;line-height:1.7}

.process-section{position:relative;overflow:hidden;padding-block:96px;background:radial-gradient(circle at 82% 0,rgba(30,197,239,.18),transparent 26%),linear-gradient(135deg,#071a3d 0%,#0b2d6b 58%,#103f8c 100%);color:#fff}
.process-section .section-heading{max-width:790px;margin:0 auto 42px;text-align:center}
.process-section .section-kicker{color:#79e7ff!important}
.process-section .section-heading h2{margin:10px 0 12px;color:#fff!important;font-family:var(--serif);font-size:clamp(34px,3.5vw,48px);line-height:1.08}
.process-section .section-heading p{margin:0;color:#c4d5e9!important}
.process-section .process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin:0;padding:0;list-style:none}
.process-section .process:before{display:none!important}
.process-section .process li{position:relative;min-height:285px;padding:25px 22px 24px;text-align:left;border:1px solid rgba(255,255,255,.14);border-radius:20px;background:linear-gradient(180deg,rgba(255,255,255,.09),rgba(255,255,255,.045));box-shadow:0 18px 40px rgba(0,0,0,.13);backdrop-filter:blur(8px);color:#fff}
.process-section .process li>span{position:absolute;right:18px;top:18px;display:block;width:auto;height:auto;margin:0;border:0;background:transparent!important;color:#77e6ff!important;font-size:11px;font-weight:900;letter-spacing:.11em}
.process-section .process-icon{display:grid;place-items:center;width:54px;height:54px;margin:0 0 28px;border-radius:16px;background:linear-gradient(135deg,#1268f4,#1ec5ef);color:#fff;box-shadow:0 10px 24px rgba(0,0,0,.18)}
.process-section .process li:nth-child(2) .process-icon{background:linear-gradient(135deg,#14a978,#1ec5ef)}.process-section .process li:nth-child(3) .process-icon{background:linear-gradient(135deg,#7259ef,#a56bed)}.process-section .process li:nth-child(4) .process-icon{background:linear-gradient(135deg,#e7941d,#f4bd4a)}
.process-section .process-icon svg{width:27px!important;height:27px!important;min-width:27px;stroke:#fff!important}
.process-section .process h3{margin:0 0 9px;color:#fff!important;font-family:var(--serif);font-size:21px;line-height:1.18}
.process-section .process p{margin:0;color:#bfd0e5!important;font-size:12.5px;line-height:1.65}

.documents-section{padding-block:88px;background:linear-gradient(180deg,#f8fbff,#edf5ff)}
.documents-section .documents-grid{display:grid;grid-template-columns:.82fr 1.18fr;gap:24px;align-items:stretch}
.documents-section .documents-grid>div:first-child{display:flex;flex-direction:column;justify-content:center;padding:38px 34px;border-radius:24px;background:radial-gradient(circle at 90% 5%,rgba(30,197,239,.2),transparent 27%),linear-gradient(140deg,#071a3d,#0b2d6b);box-shadow:0 18px 44px rgba(7,26,61,.16)}
.documents-section .section-kicker.light{color:#79e7ff!important}
.documents-section .documents-grid>div:first-child h2{margin:10px 0 12px;color:#fff!important;font-family:var(--serif);font-size:clamp(32px,3vw,44px);line-height:1.08}
.documents-section .documents-grid>div:first-child p{margin:0;color:#c5d7eb!important;font-size:14px;line-height:1.68}
.documents-section .document-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px}
.documents-section .document-list>div{display:grid;grid-template-columns:46px 1fr;gap:14px;align-items:start;padding:22px;border:1px solid #d7e4f3;border-radius:18px;background:#fff;box-shadow:0 10px 28px rgba(7,26,61,.06)}
.documents-section .document-list>div>span{display:grid;place-items:center;width:46px;height:46px;border-radius:14px;background:#eaf3ff;color:#1268f4}
.documents-section .document-list>div:nth-child(2)>span{background:#e7f8f1;color:#15916c}.documents-section .document-list>div:nth-child(3)>span{background:#f0edff;color:#7259ef}.documents-section .document-list>div:nth-child(4)>span{background:#fff1dd;color:#d98516}
.documents-section .document-list svg{width:24px!important;height:24px!important;min-width:24px;stroke:currentColor!important}
.documents-section .document-list p{margin:0;color:#61748d!important;font-size:12px;line-height:1.55}
.documents-section .document-list b{display:block;margin-bottom:5px;color:#071a3d!important;font-size:14px}

@media(max-width:1000px){.pathway-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.decision-check-grid{grid-template-columns:1fr}.process-section .process{grid-template-columns:repeat(2,minmax(0,1fr))}.documents-section .documents-grid{grid-template-columns:1fr}}
@media(max-width:620px){.section.pathways,.decision-section,.process-section,.documents-section{padding-block:68px}.pathway-grid{grid-template-columns:1fr}.pathway-grid .pathway{min-height:0}.process-section .process{grid-template-columns:1fr}.process-section .process li{min-height:0}.documents-section .document-list{grid-template-columns:1fr}.documents-section .documents-grid>div:first-child{padding:30px 24px}}

/* Contrast-safe red flag section; HTML uses .red-flags */
.red-flags{padding-block:90px;color:#fff;background:radial-gradient(circle at 12% 0,rgba(239,97,74,.15),transparent 26%),linear-gradient(135deg,#081a3d,#0a244f)}
.red-flags .red-grid{display:grid;grid-template-columns:.72fr 1.28fr;gap:70px;align-items:start}
.red-flags .section-kicker{color:#ffb58d!important}.red-flags h2{margin:10px 0 12px;color:#fff!important;font-family:var(--serif);font-size:clamp(32px,3.2vw,46px);line-height:1.08}.red-flags .red-grid>div>p{color:#b9cae0!important}.red-flags .fcc-link{display:inline-flex;align-items:center;gap:8px;margin-top:18px;color:#8be7ff;font-size:12px;font-weight:850;text-decoration:none}.red-flags .fcc-link svg{width:17px!important;height:17px!important;min-width:17px}
.red-flags ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:0;padding:0;list-style:none}.red-flags li{display:grid;grid-template-columns:34px 1fr;gap:12px;padding:17px 18px;border:1px solid rgba(255,255,255,.12);border-radius:15px;background:rgba(255,255,255,.055);color:#d9e4f2}.red-flags li>svg{width:23px!important;height:23px!important;min-width:23px;margin-top:1px;color:#ffad82;stroke:currentColor!important}.red-flags li span{color:#c3d2e5;font-size:12px;line-height:1.58}.red-flags li b{color:#fff}

/* Explicit contrast guards for all dark homepage bands */
.decision-band h2,.decision-band h3,.comparison-section h2,.comparison-section h3,.process-section h2,.process-section h3,.red-flags h2,.red-flags h3,.site-footer h2,.site-footer h3{color:#fff!important}.decision-band p,.comparison-section p,.process-section p,.red-flags p,.site-footer p{color:#b9cce4}.decision-band .section-kicker,.comparison-section .section-kicker,.process-section .section-kicker{color:#78e7ff}
@media(max-width:820px){.red-flags .red-grid{grid-template-columns:1fr;gap:32px}.red-flags ul{grid-template-columns:1fr}}
@media(max-width:620px){.red-flags{padding-block:68px}}

/* Final polish: clean header, no outbound-link UI, full-width CTA, premium footer */
.site-header{top:0;background:rgba(255,255,255,.96);box-shadow:0 10px 34px rgba(7,26,61,.055)}
.nav-wrap{height:78px}.primary-nav{gap:26px}.primary-nav>a{font-size:13px}.primary-nav .nav-cta{padding:11px 18px;border-radius:999px;background:linear-gradient(135deg,#1268f4,#0755d5);box-shadow:0 10px 24px rgba(18,104,244,.22)}
.source-labels{display:flex;flex-wrap:wrap;gap:9px;margin-top:24px}.source-labels span{display:inline-flex;align-items:center;min-height:32px;padding:7px 11px;border:1px solid #c9dcf1;border-radius:999px;background:#fff;color:#315474;font-size:11px;font-weight:800}.source-labels span:before{content:"";width:6px;height:6px;margin-right:7px;border-radius:50%;background:#1ec5ef;box-shadow:0 0 0 4px rgba(30,197,239,.12)}
.fcc-link{display:inline-flex;align-items:center;margin-top:18px;padding:8px 11px;border:1px solid rgba(139,231,255,.26);border-radius:999px;background:rgba(139,231,255,.08);color:#8be7ff!important;font-size:11px!important;font-weight:850}
.sources{background:linear-gradient(180deg,#fff,#f6f9fd)}.sources-grid{align-items:center}.sources-grid>div:last-child>p{margin-bottom:18px;color:#5f7189}.reference-chips{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.reference-chips span{display:flex;align-items:center;min-height:46px;padding:12px 14px;border:1px solid #dce7f4;border-radius:13px;background:#fff;color:#284769;font-size:12px;font-weight:800;box-shadow:0 8px 20px rgba(7,26,61,.04)}.reference-chips span:before{content:"";width:8px;height:8px;margin-right:9px;border-radius:50%;background:linear-gradient(135deg,#1268f4,#1ec5ef)}
.final-cta{width:100%;padding:0;margin:0;overflow:hidden}.final-cta .cta-panel{width:100%;height:580px;border-radius:0}.final-cta .cta-panel>img{width:100%;height:100%;object-fit:cover;object-position:center 45%}.final-cta .cta-shade{background:linear-gradient(90deg,rgba(3,17,42,.98) 0%,rgba(4,28,67,.9) 38%,rgba(4,18,43,.2) 72%,rgba(4,18,43,.05) 100%)}.final-cta .cta-copy{left:max(28px,calc((100vw - 1180px)/2 + 12px));width:min(610px,calc(100% - 56px))}.final-cta .cta-copy h2{max-width:590px;margin:10px 0 16px;font-size:clamp(38px,4vw,58px);line-height:1.04;letter-spacing:-.04em}.final-cta .cta-copy p{max-width:560px;margin-bottom:25px;color:#d9e6f7;font-size:15px}.final-cta .button-light{min-height:50px;padding-inline:20px}
.site-footer{position:relative;overflow:hidden;padding:0 0 20px;background:radial-gradient(circle at 85% 0,rgba(30,197,239,.13),transparent 28%),linear-gradient(180deg,#071a3d,#041127 100%);color:#aebfd7}.footer-glow{position:absolute;width:420px;height:420px;right:-180px;top:-180px;border-radius:50%;background:radial-gradient(circle,rgba(114,89,239,.18),transparent 68%);pointer-events:none}.footer-main{position:relative;display:grid;grid-template-columns:1.65fr repeat(3,1fr);gap:54px;padding-top:64px;padding-bottom:42px}.footer-brand{max-width:365px}.footer-brand p{margin:20px 0 18px;color:#a9bdd8;font-size:13px;line-height:1.7}.footer-badges{display:flex;flex-wrap:wrap;gap:8px}.footer-badges span{padding:6px 9px;border:1px solid rgba(255,255,255,.11);border-radius:999px;background:rgba(255,255,255,.05);color:#c8d8eb;font-size:9px;font-weight:800;letter-spacing:.05em;text-transform:uppercase}.footer-column h2{margin:5px 0 17px;color:#7ee4ff!important;font-family:var(--sans);font-size:10px;letter-spacing:.12em;text-transform:uppercase}.footer-column a{display:block;margin:9px 0;color:#adbed5;font-size:12px;text-decoration:none;transition:color .2s,transform .2s}.footer-column a:hover{color:#fff;transform:translateX(2px)}.brand-light{color:#fff}.brand-light .brand-mark{background:linear-gradient(135deg,#1268f4,#1ec5ef);box-shadow:0 10px 22px rgba(18,104,244,.25)}
.footer-disclaimer{position:relative;display:grid;grid-template-columns:50px 1fr;gap:16px;align-items:start;padding:22px 24px;border:1px solid rgba(126,228,255,.16);border-radius:18px;background:linear-gradient(135deg,rgba(18,104,244,.12),rgba(114,89,239,.07));box-shadow:inset 0 1px 0 rgba(255,255,255,.05)}.disclaimer-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:rgba(126,228,255,.11);color:#7ee4ff}.disclaimer-icon svg{width:25px!important;height:25px!important;min-width:25px;stroke:currentColor!important}.footer-disclaimer strong{display:block;margin:1px 0 6px;color:#fff;font-family:var(--serif);font-size:18px}.footer-disclaimer p{max-width:980px;margin:0;color:#aebfd7;font-size:11px;line-height:1.7}.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:20px;margin-top:22px;padding-top:19px;border-top:1px solid rgba(255,255,255,.08);color:#7188aa;font-size:10px}.footer-bottom>div{display:flex;flex-wrap:wrap;gap:16px}.footer-bottom a{color:#92a7c4;text-decoration:none}.footer-bottom a:hover{color:#fff}
@media(max-width:900px){.footer-main{grid-template-columns:1.4fr repeat(2,1fr)}.footer-main .footer-column:last-child{grid-column:2/4}.final-cta .cta-panel{height:600px}}
@media(max-width:780px){.site-header .nav-wrap{height:72px}.final-cta .cta-panel{height:640px}.final-cta .cta-panel>img{object-position:62% center}.final-cta .cta-shade{background:linear-gradient(0deg,rgba(3,17,42,.98) 0%,rgba(3,17,42,.84) 45%,rgba(3,17,42,.12) 82%)}.final-cta .cta-copy{top:auto;left:25px;right:25px;bottom:35px;width:auto;transform:none}.final-cta .cta-copy h2{font-size:clamp(34px,8vw,48px)}.reference-chips{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr;gap:34px}.footer-brand{grid-column:1/-1;max-width:100%}.footer-main .footer-column:last-child{grid-column:auto}.footer-disclaimer{grid-template-columns:42px 1fr;padding:19px}.disclaimer-icon{width:40px;height:40px}.footer-bottom{align-items:flex-start;flex-direction:column}.sources-grid{gap:28px}}
@media(max-width:500px){.footer-main{grid-template-columns:1fr}.footer-main .footer-column:last-child{grid-column:auto}.footer-disclaimer{grid-template-columns:1fr}.final-cta .cta-panel{height:690px}.final-cta .cta-copy{left:20px;right:20px;bottom:28px}.final-cta .cta-copy h2{font-size:35px}.footer-bottom>div{gap:12px}}

/* V6 premium responsive system */
html,body{overflow-x:clip}body{background:#fff}.wrap{width:min(1200px,calc(100% - 48px))}.section{padding-block:104px}h1,h2,h3{text-wrap:balance}p{text-wrap:pretty}.section-kicker{letter-spacing:.12em}
.site-header{border-bottom:1px solid rgba(204,220,239,.8);box-shadow:0 8px 30px rgba(7,26,61,.045)}.nav-wrap{height:82px}.brand{gap:11px;font-size:20px}.brand-mark{position:relative;width:40px;height:40px;border-radius:13px;background:linear-gradient(145deg,#071a3d,#1268f4);font-size:0;box-shadow:0 10px 24px rgba(18,104,244,.2)}.brand-mark:before{content:"";position:absolute;left:50%;top:50%;width:18px;height:25px;border:2px solid #fff;border-radius:4px;transform:translate(-50%,-53%)}.brand-mark:after{content:"";position:absolute;left:50%;bottom:9px;width:3px;height:3px;border-radius:50%;background:#7ee4ff;transform:translateX(-50%)}.primary-nav>a:not(.nav-cta){padding:8px 3px;border-radius:9px;transition:color .2s,background .2s}.primary-nav>a:not(.nav-cta):hover{padding-inline:9px;background:#eef6ff}
.hero{min-height:760px;padding-top:18px;background:radial-gradient(circle at 82% 18%,rgba(30,197,239,.22),transparent 21%),radial-gradient(circle at 42% 85%,rgba(114,89,239,.10),transparent 22%),linear-gradient(132deg,#fbfdff 0%,#eef7ff 50%,#e1efff 100%)}.hero:after{content:"";position:absolute;z-index:-1;width:540px;height:540px;right:-180px;bottom:-260px;border:1px solid rgba(18,104,244,.11);border-radius:50%;box-shadow:0 0 0 45px rgba(18,104,244,.025),0 0 0 90px rgba(30,197,239,.025)}.hero-grid{grid-template-columns:minmax(0,.94fr) minmax(0,1.06fr);gap:64px;min-height:690px;padding-block:64px 96px}.hero-copy{padding-right:0}.hero h1{max-width:720px;margin-top:22px;font-size:clamp(50px,5.05vw,74px);line-height:.98;letter-spacing:-.052em}.hero-lede{max-width:650px;color:#405a78;font-size:18px}.eyebrow{border-color:#c8ddf2;background:rgba(255,255,255,.82);box-shadow:0 8px 22px rgba(7,26,61,.05)}.button{border-radius:14px}.button-primary{padding-inline:24px;background:linear-gradient(135deg,#1268f4,#0754cf 70%,#4d45d8);box-shadow:0 16px 34px rgba(18,104,244,.28)}.date-row{margin-top:34px}.hero-visual{min-height:590px}.image-blob{inset:2px 8px 6px 32px;border:8px solid rgba(255,255,255,.86);border-radius:35% 65% 24% 44%/30% 34% 58% 52%;box-shadow:0 34px 90px rgba(7,26,61,.2)}.image-blob:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 62%,rgba(7,26,61,.12))}.eligibility-card{left:-26px;bottom:68px;width:238px;border-radius:22px}.device-card{right:-12px;top:52px;border-radius:20px}.hero-proof{width:min(1080px,calc(100% - 48px));height:76px;margin-top:-76px;padding-inline:36px;border:1px solid #e2ebf5;border-bottom:0;border-radius:24px 24px 0 0;box-shadow:0 -14px 42px rgba(7,26,61,.07)}.hero-proof b{padding:8px 13px;border-radius:999px;background:#f3f7fc;color:#536987;font-size:12px}
.answer-section{padding-block:88px;background:linear-gradient(180deg,#fff,#fbfdff)}.answer-grid{grid-template-columns:.8fr 1.2fr;gap:58px}.answer-grid>div:first-child{padding:16px 0}.answer-box{position:relative;padding:34px 36px;border:1px solid #d5e5f6;border-radius:26px;background:linear-gradient(135deg,#eff7ff,#f8f5ff);box-shadow:0 18px 48px rgba(7,26,61,.075)}.answer-box:after{content:"01";position:absolute;right:22px;top:13px;color:rgba(18,104,244,.10);font-family:Georgia,serif;font-size:58px;font-style:italic;font-weight:700}.answer-box p{position:relative;z-index:2}
.section.pathways{padding-block:100px;background:radial-gradient(circle at 12% 10%,rgba(114,89,239,.06),transparent 20%),radial-gradient(circle at 89% 82%,rgba(30,197,239,.09),transparent 24%),linear-gradient(180deg,#f8fbff,#eef6ff)}.section.pathways .section-heading{margin-bottom:48px}.pathway-grid{gap:20px}.pathway-grid .pathway{min-height:370px;padding:30px 27px 25px;border-radius:25px;background:rgba(255,255,255,.94);box-shadow:0 16px 40px rgba(7,26,61,.07);transition:transform .22s,box-shadow .22s,border-color .22s}.pathway-grid .pathway:hover{transform:translateY(-6px);border-color:#bfd7f1;box-shadow:0 24px 55px rgba(7,26,61,.12)}.pathway-grid .pathway h3{font-size:28px}.pathway-grid .pathway p{font-size:13px;line-height:1.72}.pathway-grid .icon-shell{width:58px;height:58px;border-radius:18px;box-shadow:inset 0 0 0 1px rgba(18,104,244,.05)}
.decision-band{padding-block:110px;background:radial-gradient(circle at 7% 10%,rgba(30,197,239,.2),transparent 22%),radial-gradient(circle at 92% 90%,rgba(114,89,239,.32),transparent 24%),linear-gradient(135deg,#0a4ec5,#3d4fd5 52%,#684ad7)}.decision-grid{grid-template-columns:.72fr 1.28fr;gap:72px}.decision-title h2{font-size:clamp(38px,4vw,54px)}.decision-notes{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;border-top:0}.decision-notes article{display:grid;grid-template-columns:42px 1fr;gap:12px;padding:22px;border:1px solid rgba(255,255,255,.16);border-radius:20px;background:rgba(255,255,255,.08);box-shadow:0 16px 36px rgba(7,26,61,.08);backdrop-filter:blur(8px)}.decision-notes article>span{font-size:22px}.decision-notes h3{font-size:17px}.decision-notes p{font-size:12px;line-height:1.68}
.comparison-section{padding-block:110px;background:radial-gradient(circle at 90% 0,rgba(30,197,239,.16),transparent 25%),linear-gradient(145deg,#061934,#09275a)}.table-frame{border-radius:24px;border-color:rgba(255,255,255,.14);box-shadow:0 30px 80px rgba(0,0,0,.22)}.table-frame thead{background:linear-gradient(90deg,rgba(18,104,244,.58),rgba(82,74,217,.4))}.table-frame tbody tr{transition:background .18s}.table-frame tbody tr:hover{background:rgba(255,255,255,.065)}.table-frame th,.table-frame td{padding:20px}
.lifeline-section{padding-block:104px;background:radial-gradient(circle at 4% 7%,rgba(30,197,239,.09),transparent 21%),linear-gradient(180deg,#eef7ff,#e7f2ff)}.lifeline-grid{gap:58px}.benefit-figures div{border-radius:20px;box-shadow:0 12px 28px rgba(7,26,61,.055)}.income-panel{border-radius:26px;box-shadow:0 26px 65px rgba(7,26,61,.13)}.panel-top{padding:26px 28px;background:linear-gradient(135deg,#1268f4,#4e55df)}
.editorial-split{padding-block:110px}.split-grid{gap:76px}.photo-main{height:590px;border-radius:28px 100px 28px 28px;box-shadow:0 28px 70px rgba(7,26,61,.13)}.photo-caption{right:-6px;bottom:8px;border-radius:18px}.mini-topics a{border-radius:16px;background:#fbfdff;transition:transform .2s,box-shadow .2s}.mini-topics a:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(7,26,61,.08)}
.promo-section{padding-block:100px;background:radial-gradient(circle at 10% 0,rgba(114,89,239,.18),transparent 23%),linear-gradient(145deg,#071a3d,#102b62)}.provider-row{gap:12px}.provider-row a{min-height:94px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:rgba(255,255,255,.065);transition:transform .2s,background .2s,border-color .2s}.provider-row a:hover{transform:translateY(-4px);border-color:rgba(126,228,255,.34);background:rgba(255,255,255,.095)}.provider-initial{box-shadow:0 10px 24px rgba(0,0,0,.18)}
.alternatives-section{padding-block:104px;background:linear-gradient(180deg,#fff,#f8fbff)}.alternatives-grid{gap:64px}.alternative-photo{border-radius:28px;overflow:hidden;box-shadow:0 28px 70px rgba(7,26,61,.13)}.feature-list li>span{border-radius:13px;background:linear-gradient(135deg,#eef6ff,#f3efff)}
.decision-section{padding-block:100px}.decision-check-grid{gap:20px}.decision-check-grid article{min-height:340px;border-radius:24px;box-shadow:0 16px 40px rgba(7,26,61,.075);transition:transform .2s,box-shadow .2s}.decision-check-grid article:hover{transform:translateY(-5px);box-shadow:0 24px 55px rgba(7,26,61,.11)}
.process-section{padding-block:108px}.process-section .process{gap:18px}.process-section .process li{min-height:300px;border-radius:22px;background:linear-gradient(180deg,rgba(255,255,255,.11),rgba(255,255,255,.055));box-shadow:0 18px 42px rgba(0,0,0,.14)}
.documents-section{padding-block:100px}.documents-section .documents-grid{gap:28px}.documents-section .documents-grid>div:first-child{border-radius:26px;box-shadow:0 24px 58px rgba(7,26,61,.16)}.documents-section .document-list>div{border-radius:20px;box-shadow:0 12px 30px rgba(7,26,61,.06);transition:transform .18s}.documents-section .document-list>div:hover{transform:translateY(-3px)}
.red-flags{padding-block:100px}.red-flags .red-grid{gap:56px}.red-flags li{border-radius:17px;background:rgba(255,255,255,.065)}
.scenarios-section{padding-block:100px;background:linear-gradient(180deg,#fff,#f8fbff)}.scenario-grid{gap:18px}.scenario-grid article{border-radius:22px;box-shadow:0 14px 34px rgba(7,26,61,.065);transition:transform .2s}.scenario-grid article:hover{transform:translateY(-4px)}
.faq-section{padding-block:104px;background:#fff}.faq-grid{gap:70px}.accordion{display:grid;gap:10px}.accordion details{border:1px solid #dce7f4;border-radius:16px;background:#fff;box-shadow:0 7px 20px rgba(7,26,61,.035);overflow:hidden}.accordion summary{padding:19px 50px 19px 20px}.accordion details p{margin:0;padding:0 20px 19px;color:#60728b}.accordion details[open]{border-color:#bfd7f1;box-shadow:0 12px 28px rgba(7,26,61,.07)}
.sources{padding-block:76px}.sources-grid{gap:60px}.reference-chips span{border-radius:14px}
@media(max-width:1100px){.wrap{width:min(100% - 40px,1120px)}.hero-grid{gap:38px;grid-template-columns:minmax(0,1fr) minmax(0,.95fr)}.hero h1{font-size:clamp(46px,5vw,64px)}.hero-visual{min-height:540px}.eligibility-card{left:-8px}.device-card{right:0}.pathway-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.decision-grid{grid-template-columns:1fr;gap:38px}.decision-title{position:static;max-width:760px}.provider-row{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-main{grid-template-columns:1.45fr repeat(3,1fr);gap:34px}}
@media(max-width:820px){.wrap{width:min(100% - 30px,720px)}.section{padding-block:76px}.nav-wrap{height:70px}.nav-toggle{display:block}.primary-nav{position:absolute;left:15px;right:15px;top:76px;display:none;flex-direction:column;align-items:stretch;gap:4px;padding:13px;border:1px solid #dce7f4;border-radius:18px;background:rgba(255,255,255,.98);box-shadow:0 20px 50px rgba(7,26,61,.16)}.primary-nav.open{display:flex}.primary-nav>a{padding:11px 12px}.primary-nav .nav-cta{justify-content:center;margin-top:4px}.hero{min-height:0;padding-top:20px}.hero-grid{grid-template-columns:1fr;gap:28px;min-height:0;padding-block:44px 90px}.hero-copy{text-align:left}.hero h1{max-width:680px;font-size:clamp(44px,8vw,62px)}.hero-actions{flex-wrap:wrap}.hero-visual{min-height:510px;max-width:650px;width:100%;margin-inline:auto}.image-blob{inset:0 12px 0 28px}.hero-proof{display:grid;grid-template-columns:repeat(2,1fr);height:auto;margin-top:-54px;padding:18px;border-radius:20px 20px 0 0;gap:9px}.hero-proof span{grid-column:1/-1;text-align:center}.hero-proof b{text-align:center}.answer-grid,.lifeline-grid,.split-grid,.alternatives-grid,.faq-grid,.sources-grid{grid-template-columns:1fr;gap:36px}.answer-box{padding:28px}.decision-notes{grid-template-columns:1fr 1fr}.editorial-heading{grid-template-columns:1fr;gap:14px}.photo-stack{padding-right:0}.photo-main{height:470px}.photo-caption{right:10px}.alternatives-grid{display:flex;flex-direction:column}.alternative-photo{order:-1;width:100%;height:430px}.process-section .process{grid-template-columns:repeat(2,minmax(0,1fr))}.documents-section .documents-grid{grid-template-columns:1fr}.red-flags .red-grid{grid-template-columns:1fr}.scenario-heading{grid-template-columns:1fr;gap:16px}.faq-intro{position:static}.footer-main{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-main .footer-column:last-child{grid-column:auto}}
@media(max-width:560px){.wrap{width:min(100% - 22px,520px)}.section{padding-block:64px}.site-header{backdrop-filter:blur(16px)}.brand{font-size:18px}.brand-mark{width:37px;height:37px}.hero{padding-top:8px}.hero-grid{padding-block:35px 74px}.eyebrow{font-size:10px}.hero h1{font-size:clamp(39px,12vw,50px);line-height:1.02}.hero-lede{font-size:16px;line-height:1.65}.hero-actions{display:grid;gap:14px}.hero-actions .button{width:100%}.hero-actions .text-link{text-align:center}.date-row{gap:10px;font-size:10px}.date-row span+span{padding-left:10px}.hero-visual{min-height:405px}.image-blob{inset:0 0 0 16px;border-width:6px}.eligibility-card{left:0;bottom:28px;width:195px;padding:14px 16px}.device-card{right:2px;top:24px;max-width:175px}.scribble-note{display:none}.hero-proof{width:100%;margin-top:-38px;border-radius:0;grid-template-columns:1fr 1fr}.answer-box{display:grid;grid-template-columns:42px 1fr;padding:22px 18px}.answer-icon{width:42px;height:42px}.answer-box:after{font-size:44px}.pathway-grid{grid-template-columns:1fr}.pathway-grid .pathway{min-height:0}.decision-notes{grid-template-columns:1fr}.decision-notes article{padding:19px}.table-frame{margin-inline:-11px;border-radius:16px}.table-frame th,.table-frame td{padding:16px 14px}.benefit-figures{grid-template-columns:1fr}.photo-main{height:390px;border-radius:22px 64px 22px 22px}.photo-caption{position:relative;right:auto;bottom:auto;width:100%;margin-top:12px}.mini-topics{grid-template-columns:1fr}.provider-row{grid-template-columns:1fr}.alternative-photo{height:340px}.decision-check-grid{grid-template-columns:1fr}.process-section .process{grid-template-columns:1fr}.process-section .process li{min-height:0}.documents-section .document-list{grid-template-columns:1fr}.red-flags ul{grid-template-columns:1fr}.scenario-grid{grid-template-columns:1fr}.final-cta .cta-panel{height:640px}.final-cta .cta-copy h2{font-size:34px}.footer-main{grid-template-columns:1fr}.footer-brand{grid-column:auto}.footer-disclaimer{grid-template-columns:1fr}.footer-bottom>div{gap:10px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}

/* Reader research paths with supplied portrait assets */
.scenario-photo-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.scenario-photo-card{overflow:hidden;padding:0!important;border:1px solid #dce7f4!important;border-radius:24px!important;background:#fff!important;box-shadow:0 16px 42px rgba(7,26,61,.08)!important}.scenario-photo{position:relative;height:285px;overflow:hidden;background:#edf4fb}.scenario-photo img{width:100%;height:100%;object-fit:cover;display:block}.scenario-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 55%,rgba(7,26,61,.36))}.scenario-photo>span{position:absolute;z-index:2;left:16px;bottom:15px;padding:7px 10px;border:1px solid rgba(255,255,255,.28);border-radius:999px;background:rgba(7,26,61,.72);color:#fff;font-size:9px;font-weight:900;letter-spacing:.06em;text-transform:uppercase;backdrop-filter:blur(8px)}.scenario-card-body{padding:24px 24px 22px}.scenario-card-body>p{min-height:118px;margin:0 0 22px;color:#526a85;font-size:13px;line-height:1.72}.scenario-card-body footer{display:flex;flex-direction:column;gap:3px;padding-top:17px;border-top:1px solid #e5edf6}.scenario-card-body footer b{color:#0d2d50;font-size:14px}.scenario-card-body footer span{color:#7b8ca1;font-size:10px}.scenario-photo-card:hover{transform:translateY(-5px)!important;box-shadow:0 24px 58px rgba(7,26,61,.12)!important}
@media(max-width:900px){.scenario-photo-grid{grid-template-columns:1fr 1fr}.scenario-photo-card:last-child{grid-column:1/-1;max-width:560px;width:100%;margin-inline:auto}}@media(max-width:620px){.scenario-photo-grid{grid-template-columns:1fr}.scenario-photo-card:last-child{grid-column:auto;max-width:none}.scenario-photo{height:310px}.scenario-card-body>p{min-height:0}}

/* Compact reader-path redesign */
.scenarios-section{padding-block:94px;background:linear-gradient(180deg,#fff,#f5f9ff)}.scenarios-section>.wrap{display:grid;grid-template-columns:minmax(0,.38fr) minmax(0,.62fr);gap:54px;align-items:start}.scenario-heading{position:sticky;top:110px;display:block!important;margin:0!important}.scenario-heading>div{max-width:390px}.scenario-heading h2{margin:9px 0 13px;color:#071a3d;font-family:var(--serif);font-size:clamp(34px,3.3vw,47px);line-height:1.08;letter-spacing:-.04em}.scenario-heading>p{max-width:390px;margin:0;color:#657991;font-size:13px;line-height:1.68}.scenario-photo-grid{display:grid;grid-template-columns:1fr;gap:12px}.scenario-photo-card{display:grid!important;grid-template-columns:96px 1fr;align-items:center;min-height:154px;overflow:hidden;padding:16px!important;border:1px solid #dce7f4!important;border-radius:20px!important;background:#fff!important;box-shadow:0 10px 28px rgba(7,26,61,.055)!important}.scenario-photo{width:96px;height:112px!important;border-radius:15px;overflow:hidden}.scenario-photo:after{background:linear-gradient(180deg,transparent 62%,rgba(7,26,61,.25))}.scenario-photo>span{display:none}.scenario-card-body{padding:0 4px 0 18px}.scenario-card-body>p{min-height:0;margin:0 0 14px;color:#526a85;font-size:12.5px;line-height:1.62}.scenario-card-body footer{display:flex;flex-direction:row;align-items:center;gap:8px;padding-top:12px}.scenario-card-body footer b{font-size:12px}.scenario-card-body footer span{font-size:9px}.scenario-card-body footer span:before{content:"•";margin-right:8px;color:#9bb0c8}.scenario-photo-card:hover{transform:translateX(3px)!important;box-shadow:0 16px 36px rgba(7,26,61,.09)!important}
@media(max-width:900px){.scenarios-section>.wrap{grid-template-columns:1fr;gap:30px}.scenario-heading{position:static;display:grid!important;grid-template-columns:1fr .9fr;gap:24px;align-items:end}.scenario-heading>p{max-width:none}.scenario-photo-card:last-child{grid-column:auto;max-width:none;margin:0}}
@media(max-width:620px){.scenarios-section{padding-block:66px}.scenario-heading{grid-template-columns:1fr;gap:8px}.scenario-photo-card{grid-template-columns:78px 1fr;min-height:132px;padding:13px!important}.scenario-photo{width:78px;height:92px!important;border-radius:13px}.scenario-card-body{padding-left:13px}.scenario-card-body>p{font-size:11px;line-height:1.55}.scenario-card-body footer{align-items:flex-start;flex-direction:column;gap:2px}.scenario-card-body footer span:before{display:none}}

/* Shared mobile table cards for all content pages */
@media(max-width:620px){table.responsive-mobile-table{display:block!important;min-width:0!important;width:100%!important;border-collapse:separate!important}table.responsive-mobile-table thead{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}table.responsive-mobile-table tbody{display:grid!important;gap:12px!important;width:100%!important}table.responsive-mobile-table tbody tr{display:block!important;overflow:hidden!important;border:1px solid rgba(126,151,181,.22)!important;border-radius:16px!important;background:rgba(255,255,255,.98)!important;box-shadow:0 8px 22px rgba(7,26,61,.055)!important}table.responsive-mobile-table tbody tr>*{display:grid!important;grid-template-columns:minmax(108px,.43fr) minmax(0,.57fr)!important;gap:12px!important;align-items:start!important;width:100%!important;padding:11px 13px!important;border:0!important;border-bottom:1px solid rgba(126,151,181,.14)!important;background:transparent!important;color:#405873!important;text-align:right!important;font-size:11px!important;line-height:1.45!important;white-space:normal!important}table.responsive-mobile-table tbody tr>*:last-child{border-bottom:0!important}table.responsive-mobile-table tbody tr>*:before{content:attr(data-label);color:#173b5c!important;font-size:9px!important;font-weight:900!important;letter-spacing:.035em!important;text-transform:uppercase!important;text-align:left!important}table.responsive-mobile-table tbody tr>th{color:#0c2b4b!important;font-weight:850!important}table.responsive-mobile-table tbody tr>th:before{color:#1268f4!important}.table-frame,.table-scroll,.student-table-wrap,.med-table-wrap,.med-income-card,.low-table-wrap,.low-income-card{overflow:visible!important}.student-table-wrap,.med-table-wrap,.low-table-wrap{margin-inline:0!important;border:0!important;background:transparent!important;box-shadow:none!important}.med-income-card,.low-income-card{border-radius:18px!important}.med-income-card table.responsive-mobile-table,.low-income-card table.responsive-mobile-table{padding:12px!important}.income-panel .table-scroll{padding:12px}.income-panel table.responsive-mobile-table{padding:0}.comparison-section .responsive-mobile-table tbody tr,.student-compare .responsive-mobile-table tbody tr,.med-compare .responsive-mobile-table tbody tr,.low-compare .responsive-mobile-table tbody tr{background:rgba(255,255,255,.08)!important;border-color:rgba(255,255,255,.16)!important}.comparison-section .responsive-mobile-table tbody tr>*,.student-compare .responsive-mobile-table tbody tr>*,.med-compare .responsive-mobile-table tbody tr>*,.low-compare .responsive-mobile-table tbody tr>*{color:#d5e1ef!important;border-color:rgba(255,255,255,.11)!important}.comparison-section .responsive-mobile-table tbody tr>*:before,.student-compare .responsive-mobile-table tbody tr>*:before,.med-compare .responsive-mobile-table tbody tr>*:before,.low-compare .responsive-mobile-table tbody tr>*:before{color:#7ee4ff!important}.comparison-section .responsive-mobile-table tbody tr>th,.student-compare .responsive-mobile-table tbody tr>th,.med-compare .responsive-mobile-table tbody tr>th,.low-compare .responsive-mobile-table tbody tr>th{color:#fff!important}}
@media(max-width:620px){.vz-compare .responsive-mobile-table tbody tr,.tm-compare .responsive-mobile-table tbody tr,.xf-compare .responsive-mobile-table tbody tr,.sp-compare .responsive-mobile-table tbody tr{background:rgba(255,255,255,.08)!important;border-color:rgba(255,255,255,.16)!important}.vz-compare .responsive-mobile-table tbody tr>*,.tm-compare .responsive-mobile-table tbody tr>*,.xf-compare .responsive-mobile-table tbody tr>*,.sp-compare .responsive-mobile-table tbody tr>*{color:#d5e1ef!important;border-color:rgba(255,255,255,.11)!important}.vz-compare .responsive-mobile-table tbody tr>*:before,.tm-compare .responsive-mobile-table tbody tr>*:before,.xf-compare .responsive-mobile-table tbody tr>*:before,.sp-compare .responsive-mobile-table tbody tr>*:before{color:#7ee4ff!important}.vz-compare .responsive-mobile-table tbody tr>th,.tm-compare .responsive-mobile-table tbody tr>th,.xf-compare .responsive-mobile-table tbody tr>th,.sp-compare .responsive-mobile-table tbody tr>th{color:#fff!important}}
@media(max-width:620px){.deal-compare .responsive-mobile-table tbody tr,.give-where .responsive-mobile-table tbody tr{background:rgba(255,255,255,.08)!important;border-color:rgba(255,255,255,.16)!important}.deal-compare .responsive-mobile-table tbody tr>*,.give-where .responsive-mobile-table tbody tr>*{color:#d5e1ef!important;border-color:rgba(255,255,255,.11)!important}.deal-compare .responsive-mobile-table tbody tr>*:before,.give-where .responsive-mobile-table tbody tr>*:before{color:#7ee4ff!important}.deal-compare .responsive-mobile-table tbody tr>th,.give-where .responsive-mobile-table tbody tr>th{color:#fff!important}}
/* Strong internal-link network */
.site-network{position:relative;overflow:hidden;background:linear-gradient(180deg,#f7fbff,#eef6ff)}.site-network:before{content:"";position:absolute;right:-120px;top:-120px;width:320px;height:320px;border-radius:50%;background:radial-gradient(circle,rgba(18,104,244,.10),transparent 68%)}.site-network .section-heading{position:relative;z-index:1;max-width:860px;margin:0 auto 34px}.site-network .section-heading h2{margin:8px 0 12px;color:#071a3d;font-family:var(--serif);font-size:clamp(34px,3.5vw,50px);line-height:1.06;letter-spacing:-.04em}.site-network .section-heading p{max-width:720px;margin-inline:auto;color:#60748b}.site-link-grid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.site-link-card{display:flex;flex-direction:column;min-height:150px;padding:18px;border:1px solid #dbe6f1;border-radius:18px;background:rgba(255,255,255,.92);box-shadow:0 12px 30px rgba(7,26,61,.05);text-decoration:none;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}.site-link-card:hover{transform:translateY(-3px);border-color:#b9d4ee;box-shadow:0 18px 38px rgba(7,26,61,.09)}.site-link-card>span{color:#1268f4;font-size:9px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.site-link-card>b{margin-top:7px;color:#173a59;font-family:var(--serif);font-size:19px;line-height:1.12}.site-link-card>small{margin-top:7px;color:#718197;font-size:10px;line-height:1.5}.site-link-card>i{margin-top:auto;padding-top:12px;color:#0755d5;font-size:10px;font-style:normal;font-weight:850}.site-network.compact .site-link-grid{grid-template-columns:repeat(3,minmax(0,1fr));max-width:980px;margin-inline:auto}.site-network.compact .site-link-card{min-height:138px}.site-network.compact .section-heading{margin-bottom:28px}@media(max-width:1050px){.site-link-grid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media(max-width:760px){.site-link-grid,.site-network.compact .site-link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.site-link-card{min-height:142px}}@media(max-width:520px){.site-link-grid,.site-network.compact .site-link-grid{grid-template-columns:1fr}.site-link-card{min-height:0}.site-network .section-heading{text-align:left}}

/* Site-wide header/footer brand lock */
.site-header{background:rgba(255,255,255,.97)!important;border-bottom:1px solid rgba(204,220,239,.86)!important;box-shadow:0 8px 30px rgba(7,26,61,.05)!important;backdrop-filter:blur(18px)}
.site-header .brand{color:#071a3d!important}.site-header .brand>span:last-child span{color:#1268f4!important}.site-header .brand-mark{background:linear-gradient(145deg,#071a3d,#1268f4)!important;box-shadow:0 10px 24px rgba(18,104,244,.20)!important}
.site-header .primary-nav>a:not(.nav-cta){color:#314968!important}.site-header .primary-nav>a:not(.nav-cta):hover{color:#1268f4!important;background:#eef6ff!important}
.site-header .primary-nav a.nav-cta{color:#fff!important;background:linear-gradient(135deg,#1268f4,#0755d5)!important;border:1px solid rgba(18,104,244,.18)!important;box-shadow:0 10px 24px rgba(18,104,244,.22)!important;transition:transform .2s ease,box-shadow .2s ease,background .2s ease!important}
.site-header .primary-nav a.nav-cta:hover,.site-header .primary-nav a.nav-cta:focus-visible{color:#fff!important;background:linear-gradient(135deg,#0755d5,#071a3d)!important;box-shadow:0 14px 30px rgba(7,26,61,.24)!important;transform:translateY(-1px)}
.site-header .nav-toggle>span:not(.sr-only){background:#071a3d!important}
.site-footer{background:radial-gradient(circle at 85% 0,rgba(30,197,239,.13),transparent 28%),linear-gradient(180deg,#071a3d,#041127 100%)!important;color:#aebfd7!important}.site-footer .brand-light{color:#fff!important}.site-footer .brand-light .brand-mark{background:linear-gradient(135deg,#1268f4,#1ec5ef)!important}.site-footer .footer-column h2{color:#7ee4ff!important}.site-footer .footer-column a{color:#adbed5!important}.site-footer .footer-column a:hover{color:#fff!important}.site-footer .footer-disclaimer strong{color:#fff!important}.site-footer .footer-disclaimer p{color:#aebfd7!important}.site-footer .footer-bottom{color:#7188aa!important}.site-footer .footer-bottom a{color:#92a7c4!important}.site-footer .footer-bottom a:hover{color:#fff!important}
@media(max-width:820px){.site-header .primary-nav{background:rgba(255,255,255,.99)!important;border-color:#dce7f4!important;box-shadow:0 20px 48px rgba(7,26,61,.16)!important}.site-header .primary-nav a.nav-cta{margin-top:5px;text-align:center;justify-content:center}}

/* Organization contact / E-E-A-T footer layer */
.org-contact-strip{display:grid;grid-template-columns:1.15fr 1fr 1.1fr .9fr;gap:24px;align-items:start;padding:26px 0;margin-top:22px;border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);color:#c9d7e8;font-size:11px}.org-contact-name strong,.org-contact-name span{display:block}.org-contact-name strong{color:#fff;font-size:12px}.org-contact-name span{margin-top:4px;color:#8fa8c8}.org-contact-strip address{font-style:normal;line-height:1.6}.org-contact-links{display:grid;gap:4px}.org-contact-links a,.org-contact-hours a{color:#fff;text-decoration:none}.org-contact-links a:hover,.org-contact-hours a:hover{text-decoration:underline}.org-contact-hours{line-height:1.6;color:#aebfd1}@media(max-width:900px){.org-contact-strip{grid-template-columns:1fr 1fr}}@media(max-width:560px){.org-contact-strip{grid-template-columns:1fr;gap:16px;padding:22px 0}}
@media(max-width:620px){.ebt-table-wrap,.ebt-income-card{overflow:visible!important}.ebt-table-wrap{margin-inline:0!important;border:0!important;background:transparent!important;box-shadow:none!important}.ebt-income-card{border-radius:18px!important}.ebt-income-card table.responsive-mobile-table{padding:12px!important}.ebt-compare .responsive-mobile-table tbody tr{background:rgba(255,255,255,.08)!important;border-color:rgba(255,255,255,.16)!important}.ebt-compare .responsive-mobile-table tbody tr>*{color:#d5e1ef!important;border-color:rgba(255,255,255,.11)!important}.ebt-compare .responsive-mobile-table tbody tr>*:before{color:#7ee4ff!important}.ebt-compare .responsive-mobile-table tbody tr>th{color:#fff!important}}